Why Wait?

Make your home more comfortable and reduce your energy bill today.

We have a number of payment options available. 

SMUD Residential Loan Program

We are a SMUD (Sacramento Municipal Utilities District) Participating Contractor and we are able to offer SMUD's Residential Loan Program.  When you qualify for this program you can get a loan for up to 10 years with a low interest rate.  Don't forget about SMUD's fantastic rebate program for new, energy efficient equipment (as funds are available).   

The Contractor, their representatives and agents may not represent themselves as an agent, representative or employee of SMUD or claim association or affiliation with SMUD in any capacity other than as an independent contractor.

 

No payments and no interest for 12 months on approved credit. Quick, easy and safe toll-free loan-by-phone application process.  Get a fast credit decision in about 10 minutes.  No paperwork, no application fee, no closing cost and no prepayment penalties. 

Right now we can offer reduced rate loans, like 9.9%, for up to 60 months with a minimum payment that is just a small percentage of the loan.  We also have the 90 days same as cash plan which is always available.  Plans change periodically so be sure to check with us to find out what kind of programs are being offered through Citifinancial today. (All plans are On Approved Credit).